Our Story in Working Capital Education

We started meranthylo because too many Australian businesses were making critical financial decisions without understanding their working capital position. Our mission is simple: make complex financial concepts accessible through practical education.

Building Financial Literacy That Actually Works

Back in 2019, we noticed something troubling. Small business owners across Canberra were struggling not because they lacked ambition, but because they didn't understand how cash flow timing affected their operations. They'd secure orders worth thousands, then find themselves unable to pay suppliers because their working capital was tied up.

This gap between financial theory and real-world application became our focus. We developed educational programs that connect classroom concepts to actual business scenarios Australian entrepreneurs face daily.

Today, we've helped over 2,800 individuals develop stronger financial analytical skills, with many applying these insights to improve their business operations or career prospects in finance.

Financial education workshop showing working capital analysis on whiteboard

What Makes Our Approach Different

Real Australian Business Cases

Instead of generic examples, we use anonymized cases from actual Australian businesses. You'll analyze working capital challenges from retail operations in Melbourne, manufacturing firms in Queensland, and service companies across regional Australia.

Practical Analysis Tools

We teach you to build working capital models using standard spreadsheet software. No expensive specialty programs needed - just practical skills you can immediately apply in any business environment.

Industry-Specific Focus

Working capital behaves differently across industries. Our modules cover sector-specific patterns in retail, manufacturing, professional services, and seasonal businesses common throughout Australia.

Ongoing Support Community

Learning doesn't end with course completion. Our graduates access monthly workshops and peer discussion groups where they can discuss real challenges and share practical solutions.

Students collaborating on financial analysis project in modern learning environment
Rebecca Thornfield, Lead Financial Education Specialist

Rebecca Thornfield

Lead Financial Education Specialist

Meet Our Education Team

Rebecca brings fifteen years of financial analysis experience from both corporate environments and small business consulting. She spent seven years helping Australian SMEs navigate cash flow challenges before transitioning to education.

What sets our team apart is real-world experience. We've worked directly with businesses facing working capital pressures, which means our educational content addresses genuine challenges rather than theoretical scenarios.

Our instructors have backgrounds in corporate finance, small business operations, and educational design. This combination ensures our programs are both technically sound and genuinely useful for practical application.

Our Educational Philosophy

Learning Through Application

We believe financial education works best when students immediately apply concepts to realistic scenarios. Every lesson includes hands-on exercises using real business data patterns.

Our programs emphasize building analytical thinking skills rather than memorizing formulas. Students learn to interpret working capital trends and identify potential issues before they become critical problems.

Supporting Career Development

Whether you're starting a business, advancing in finance roles, or improving your analytical capabilities, our programs provide practical skills that translate directly to workplace situations.

We focus on building confidence through competence. Students complete our programs with clear understanding of working capital concepts and experience applying them to complex business scenarios.

Interactive learning session with financial modeling demonstration

Ready to Strengthen Your Financial Analysis Skills?

Our next comprehensive working capital analysis program begins in September 2025. Join professionals and business owners who are building practical financial literacy skills for real-world success.

Get Program Information